Eligibility and Enrollment
Review who is eligible, when coverage begins, and how to make changes during the year.
Who Is Eligible
Benefits are available to all regular, full-time employees (minimum 30 hours per week) and their dependents.
- Minimum of 30 hours per week
When Coverage Begins
Coverage begins on the first of the month following 30 days of employment.
- Current Employee: Start of plan year January 1, 2026.
- New Hire: First of the month following 30 days of employment.
- Qualifying Life Event: Date of life event
Eligible Dependents
- Spouse
- Domestic Partner*
- Your children from birth to age 26
- *Domestic Partners are eligible for medical, dental, and vision coverage
- Including your natural, legally adopted, stepchildren, and/or your unmarried dependent children of any age who are mentally or physically disabled and who are dependent on you for support. Also includes children of domestic partner for medical, dental, and vision
Qualifying Life Events
- Birth of your child, legal adoption, or placement for adoption.
- Changes in your marital status.
- Dependent child reaches age 26.
- Spouse gains or loses employment or eligibility with their employer.
- Death of a covered dependent.
- Spouse or dependent becomes eligible or ineligible for Medicare/Medicaid or SCHIP.
- Change in residence that changes eligibility for coverage.
- Court-ordered change.
Enrollment
- Must enroll within 30 days of employment.
- You may only change your elections during Open Enrollment each year or when you experience a qualifying life event. Qualifying life events include, but are not limited to: Note: Any change you make to your coverage must be consistent with the change in status.
- NOVA Benefits Team: benefits@usanova.com