Disability
These plans give you income protection in the event you are ill, suffer a non-work-related injury, and can’t work.
Short-term Disability
| Feature | Detail |
|---|---|
| Carrier | TRANSAMERICA |
| Paid By | NOVA |
| Income Replacement Percent | 60% of weekly earnings |
| Maximum Benefit | $2,000 per week |
| Elimination Period | 7 days |
| Maximum Benefit Period | 26 weeks |
Carrier
- Detail
- TRANSAMERICA
Paid By
- Detail
- NOVA
Income Replacement Percent
- Detail
- 60% of weekly earnings
Maximum Benefit
- Detail
- $2,000 per week
Elimination Period
- Detail
- 7 days
Maximum Benefit Period
- Detail
- 26 weeks
STD Notes
- These plans give you income protection in the event you are ill, suffer a non-work-related injury, and can’t work. Short-term disability benefits are provided by NOVA. Long-term Disability benefits are voluntary and employee-paid. If you don’t enroll in Long-term Disability coverage when it’s first available, you may be required to complete an Evidence of Insurability (EOI) form.
Long-term Disability
| Feature | Detail |
|---|---|
| Carrier | TRANSAMERICA |
| Paid By | Employee |
| Income Replacement Percent | 60% of monthly earnings |
| Maximum Benefit | $7,500 per month |
| Elimination Period | 180 days |
| Maximum Benefit Period | SSNRA (Social Security Normal Retirement Age) |
Carrier
- Detail
- TRANSAMERICA
Paid By
- Detail
- Employee
Income Replacement Percent
- Detail
- 60% of monthly earnings
Maximum Benefit
- Detail
- $7,500 per month
Elimination Period
- Detail
- 180 days
Maximum Benefit Period
- Detail
- SSNRA (Social Security Normal Retirement Age)
LTD Notes
- These plans give you income protection in the event you are ill, suffer a non-work-related injury, and can’t work. Short-term disability benefits are provided by NOVA. Long-term Disability benefits are voluntary and employee-paid. If you don’t enroll in Long-term Disability coverage when it’s first available, you may be required to complete an Evidence of Insurability (EOI) form.