logo: NOVA ENGINEERING AND ENVIRONMENTAL
2027

Supplemental Health Benefits

Our medical plans offer excellent coverage for healthcare needs. However, everyone’s needs differ, and that’s where supplemental health options come into play.

Available Benefits

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Accident Insurance

After a covered accident, accident plans pay cash benefits directly to you to cover some of the remaining costs your health insurance plan may not cover.

  • $50 wellness benefit payable upon completion of a wellness exam or health screening test. One covered test per calendar year per covered member.
  • Employee Only: $4.36 (Per Employee Per Pay: Period (26))
  • Employee & Spouse: $6.89 (Per Employee Per Pay: Period (26))
  • Employee & Children: $10.06 (Per Employee Per Pay: Period (26))
  • Employee & Spouse; & Children: $15.02 (Per Employee Per Pay: Period (26))

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Critical Insurance

Critical illness insurance helps protect your income and personal assets when out-of-pocket expenses increase due to a specified illness. This plan covers conditions such as heart attack, stroke, end-stage renal failure, and invasive cancer.

  • $75 wellness benefit payable upon completion of a wellness exam or health screening test. One covered test per calendar year per covered member.

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Hospital Indemnity Insurance

Hospital stays can be expensive, even with insurance. Hospital Indemnity plans are designed to provide financial protection by paying you a direct benefit to cover out-of-pocket expenses and extra bills that can occur. Lump sum benefits are paid directly to you based on the facility type and number of confinement days.

  • $50 wellness benefit payable upon completion of a wellness exam or health screening test. One covered test per calendar year per covered member.
  • Employee Only: $5.79 (Per Employee Per Pay: Period (26))
  • Employee & Spouse: $12.71 (Per Employee Per Pay: Period (26))
  • Employee & Children: $8.34 (Per Employee Per Pay: Period (26))
  • Employee & Spouse &: Children: $15.26 (Per Employee Per Pay: Period (26))